What Are Common Forms Of Accident Damage?

After a car accident, various forms of damage can occur, and seeking reimbursement for these damages will depend on the circumstances. Below are some common forms of damages and how accident victims can be reimbursed for them: 

  • Property damage: This includes damage to your vehicle and any other property involved in the accident. To seek reimbursement, you typically need to file a property damage claim with the at-fault driver's insurance company. They will assess the damage and either repair your vehicle or provide compensation based on the vehicle's value or the cost of repairs.
  • Medical expenses: If you sustain injuries in a car accident, you can seek reimbursement for medical expenses related to your treatment. This can include ambulance fees, hospital bills, surgery costs, medication, rehabilitation, and ongoing medical care. 
  • Lost wages: If your injuries result in missed work, you may be entitled to reimbursement for lost wages. This can include both the income you would have earned during the recovery period and any future earning capacity that may be affected by the injuries. 
  • Pain and suffering: In some cases, you may be entitled to compensation for physical pain, emotional distress, and the impact the accident has had on your quality of life. Determining the value of pain and suffering can be complex and varies depending on the jurisdiction and the specific circumstances of the case. 
  • Other damages: Depending on the laws in your jurisdiction and the specifics of your accident, you may be eligible for additional forms of compensation, such as loss of consortium (damage to the spousal relationship), punitive damages (intended to punish the at-fault party), or compensation for disfigurement or permanent disability.

To be reimbursed for these damages, follow the below steps

  • Keep a record of all accident-related expenses, including medical bills, invoices for repairs, and any other costs incurred. Also, collect supporting documentation such as photographs, witness statements, police reports, and any relevant medical records.
  • Report the accident to the relevant insurance companies promptly. Provide accurate and detailed information about the accident and your damages. 
  • If your damages are significant or if you encounter difficulties with the insurance company, it's advisable to consult with a personal injury lawyer. They can assess your case, negotiate with the insurance company on your behalf, and pursue legal action if necessary.
  • Your lawyer will either negotiate a settlement with the insurance company or file a personal injury lawsuit. Settlement negotiations aim to reach a fair resolution without going to court. If a settlement cannot be reached, litigation may be necessary, which means a trial.

Speak to a personal injury lawyer to find out more.