If you have been hurt in a car accident, you have a choice in how to settle things. If you accept what the insurer is offering, you may be leaving money on the table. Read below to find out how much compensation you could be giving up by not taking legal action against the at-fault driver.

Two Ways To Compensation

You can either take what the insurer offers you or speak to a personal injury lawyer. Before you make a decision, it might be helpful to know that the insurer is tasked with making sure they pay out as little as possible in claims. Unfortunately, many victims cooperate with the adjuster and end up with far less than they should be paid. With a lawyer on your side, you will be paid everything you deserve as a result of the accident. Here is a summary of what you could be leaving on the negotiation table by taking what the insurer is offering.

Give Up On Adequate Customer Service

If you have ever dealt with an uncooperative business then you have an idea of what to expect when trying to communicate and work things out with an insurer. Until they become aware that you have a lawyer on your side, you can expect unreturned phone calls, denied claims, unpaid medical bills, and more.

Give Up Your Lost Time From Work

Most insurers won't cover the income you've lost from not being at your job. Lost wages, though, are an important form of accident damage, and you are entitled to be reimbursed for lost income and paid time-off as well.

Give Up on Being Paid For Your Pain and Suffering

Pain and suffering is a common part of being hurt in a car accident. What some victims don't realize is that there are ways to calculate and pay you for the general misery being hurt in an accident can bring to you and your loved ones. More severe injuries deserve higher levels of pain and suffering monetary damages.

Give Up on Future Medical Treatments Costs

Not all injuries get better in a few weeks. If your doctor has predicted future surgeries and long-term medical issues, you need to be paid for that. Talk to a personal injury lawyer about your future needs and have them included in a settlement.

You didn't ask to be hurt and suffer, and it's in your best interest to take action. Don't make the mistake of accepting what the insurer offers. Get everything resolved by speaking to a personal injury lawyer as soon as you can after the accident. 

Click here to find out more about how a personal injury attorney can help you.